Romanian Review of Social Sciences

Universitatea Nicolae Titulescu

INDEXED BY

GetInfo - German National Library of Science and Technology

WorldCat

WZB – Social Science Research Center (Berlin)

Index Copernicus

New Jour Catalog (Georgetown Library)

EBSCO

Address

185 Calea Vacaresti, Bucharest

PHONE

+ 40 21 330 90 32

FAX

+ 40 21 330 86 06

EMAIL

rrss@univnt.ro

ISSN

2284 - 547X

ISSN-L

2284 - 547X

EDITOR

Dan Velicu
Nicolae Titulescu University

A HISTORICAL REVIEW OF BRAZIL’S MORTGAGE REGULATION, FINANCIAL INSTITUTIONS AND HOUSING MARKET 1998 TROUGH 2008

RRSS 2013 No.5 - Romanian Review of Social Sciences

  1. Authors:
      • Rita Yi Man Li, Hoi Ying Lam

  2. Keywords: Brazil, mortgage, housing finance, law

  3. Abstract:
    Home purchase often involves a huge sum of money. It is quite often that we need to rely on the banks and other financial institutions to provide monetary support. At the same time, many commercial banks earn a huge sum of money via mortgage services. The high inflation rate in Brazil, however, leads to a high transaction costs in mortgage market. This paper firstly reviews themortgage system in Brazil, including the relevant laws and policies. Followedby a detail analysis on factors which affect the mortgage system such as inflation rates, number of housing units transactions and amount of money.

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